Frequently Asked Questions

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 A: A mortgage is a loan to help you buy a property. You’ll pay it back over time, with interest. I guide you through all the options to find the right mortgage for your situation. 

A: This depends on your income, outgoings, property price and other factors. I can run a quick calculation to show your borrowing potential.

 A: Most mortgages require a deposit, usually a percentage of the property price. I’ll help you understand how much you need and the best way to prepare. 

 A: From initial chat to completion, it usually takes a few weeks to a few months depending on the property and lender. I’ll guide you through each step to keep things moving smoothly. 

 A: Absolutely. Self-employed clients just need to provide a bit more documentation, like tax calculations. I’ll explain exactly what’s required and if you’re eligible. 

 A: Life insurance isn’t legally required, but it can give peace of mind. It protects your loved ones financially.

 A: You can get in touch via phone, email, or the contact form, and we’ll arrange a time that suits you either face to face or over the phone. There is no cost for an initial consultation.